Financing Med School

Financial awareness, interest projections, CMA tools.

Mnemonic Systems

Memory aids, systems to remember tonnes, and Person-Action-Objects in detail. Link to my 00-99 PAOs included.

Monday, June 6, 2011

Mnemonic devices

What is a PAO:

Creating a mnemonic tool for memory is a complicated process. This last weekend I created a system as described in Joshua Foer's book "Moon walking with Einstein".

I am very happy to share my non-offensive worksafe personal system with you all in this link.

The system break down is simple -- mild variation from Foer's system.
Every number from double digit 00, to double digit 99 has a person, action, and object that tells a short narrative. When you need to remember a 6 digit number (say 902378) you decompose it into 90, 23, 78 and take the person from 90, doing the action from 23, to the object from 78. In my system this is an Inuit flying with a shadowy monster in her hand. Foer's system allows you to have a person doing an action, and just having an object associated like Michael Jackson moonwalking with a white glove. I made about 8 of these types of PAO and found I preferred transitive objects to work with all my transitive nouns. John pokes a hornets nest (I just made that up now) vs. Einstein wrote with chalk. The problem for me was I could see Einstein with chalk writing (SOV) but for order preservation I should remember Einstein writing with chalk (SVO). I did do this to two of my PAOs but for me it was a powerful direct object association, not an indirect object.

To remember strings longer than 6 digits one would place these vivid PAOs in a well known physical location.  My office has five desks on one wall and a door. So I would place one PAO on my desk (witchdoctor painting a skate) one PAO on the empty desk beside me (Apollo painting a swan) and a PAO in the doorway (A fireman sailing on a voodoo doll) to remember 241308091302012624 for example

As you see in my system I have taken interesting people doing interesting things. In certain cases the number they are associated with is meaningful to the imagery used to remember it. A crystal ball is circular so I gave it a 00 designation and associated a gypsy mystic gazing into a crystal ball as 00. I used the shape of 0 to create a bunch of PAOs. 60 is a goblin hiding round coins, 70 is Frodo the hobbit carrying a golden ring, 80 is a cartoon character placing a white round "Go" game piece (607080 together is a goblin carrying a "go" piece)

Numbers 01-09s objects symbolize a number a silver spoon (long like 1), a swan, a tree, a fork, a star, some sticks, an axe, a tennis racket. Some sound like the number some look like the number.

Numbers 00 -26 are also letters.
Apollo is A,
Bubblegum is B
a Crow is C
Apollo eclipsing a tennis racket (my original "09" and "A")

However as 00 is O (the 15th letter of the alphabet) I made 15 no letter at all. However I found it was easier to remember if E (the fifth letter) were in the 15th place and F was in the 16th place. I think an ideal system would be constructed using each letter in it's location in the alphabet to help the memory. I.e. Apollo (A -letter 1)  eclipsing a candle stick (the candle represents 01 too), rather than Apollo eclipsing a tennis racket (A racket sort of looks like a 09). Definitely may change the 00-26 part of my system yet to fit this ideal, but already I'm growing attached to my images and their corresponding numbers!

(Edit -- I changed it! 01-26 are now A - Z associated no longer associated to the tennis racket 09 is just the ninth letter I, kind of glad as the tennis racket is not a good visual for 09, time to forget then re-remember them all! Used Google docs to add the list to my iPhone "Flashcards" app)


How to create your own PAO:

Spend a weekend writing a list and add significant people you can imagine vividly doing characteristic or uncharacteristic things. Ghandi swallowing an axe was uncharacteristic, a coyote pooping was pretty characteristic for a western guy like me. When you think of objects think of things that will be saucy, funny, disturbing or otherwise memorable for your combinations.

How to assign numbers to your PAO:

After 26 assigning numbers to your PAO can become hard. What I did was select groups of five PAOs and rank them on memorability, I took all the PAOs I ranked fifth (or hardest to remember) and removed about half of them, and about one quarter of the 4th ranked items. As I had made 127 PAOs (I was on a roll) I ended up with the best of the bunch. Some I don't like remained (A clown juggling colourful balls i.e. 68) but were very vivid.

I then placed the PAOs on the numbers based on what number I felt I could associate with it as I explained above with 60,70 and 80. 28 looked like someone sitting and headlights to me so I made it Vin Diesel driving a sportcar. Even if you make them randomly you should be able to rationalize a visualization for the pair of digits as the PAO for effectiveness I believe (could be wrong).

Good luck making your PAOs, let me know what you want to memorize. I am thinking the infectious disease chapter of the ACP medicine textbook I own.

For more on memory check out the three cool links I added on the navigation bar up top.

Friday, June 3, 2011

MCAT - Making the most of your summer

MCAT studying is definitely tough, and if you are planning on writing by September 10th (this years last date) you are in full swing. If not I am here to help you on your way. I started with a score of 18 (25 percentile) and ended up getting a 33R (91 Percentile).

You may have noticed the tips from the AAMC here a bit lacking -- I noticed that too when I was studying so I am interested in helping you all out -- this blog is in the nether regions of the internet so if you have crawled upon it I hope you can make good use of the topics herein.

My MCAT study course was through Kaplan MCAT (PS- search online to find a coupon for an extra 10% off) this was a really rewarding experience and I hope you get the most through your studies by following a similar schedule to mine:

Schedule:

April 22 is the day I started Aug 13th is the day I wrote -- as time went on my efforts intensified, you too should see studying for your MCAT easier as time goes on. The first 3 weeks were really tough
Day 1 - Physics Chapter 1 -- 2 hours, 1.5 hours making flash cards and doing problems
Day 2 - Physics Chapter 2 -- 2 hours, 1.5 hours making cards, doing cards and doing problems
Day 3 - Physics Chapter 3 -- 2 Hours, 1.5 hours review
Day 4 - Online component -- 3.5 hours
Day 5 - Chemistry Chapter 1 -- 2 hours, 1.5 hours making cards, doing problems, reviewing physics
Occasionally: Write one 30 minute essay using the topics from the AAMC writing prompts page. Don't slack -- find super hard topics, for me it was business, and select a different one every time. Write it using Notepad (Win95-7) or Textedit (OSX). Save your essays and evaluate your essays based on the samples in the Kaplan writing book that comes with your course.
PS --  don't get too bogged down in organic chemistry, you can still get 10s in BioSci with just a superficial knowledge of it the Alkenes and Alkynes chapters are super important take your time there.

Another tip for the verbal and essay portion is to read a lot of books. I logged on to Powells.com/ and ordered used:
Father and Son & Co.
Last-Lion-Winston-Churchill-1932-1940
The Diving Bell and The Butterfly
The first two really complemented each other as there is a large narrative that overlaps the WWII era. This really improved my synthesis of cohesive examples for my essays.

Basically schedule yourself as above until you're finished all the chapters. When you are done the chapters I suggest buying this Verbal Reasoning book. With this book I did one test, then just read a test without doing the questions. There are so many passages you can afford doing this and if anything you need to know how to read these passages effectively. Unless you read voraciously you need practice just reading to make sure you parse all the information you need to recall for questions.

Online projects with Kaplan are really good. First I suggest doing only the required (red) links as you go through and then when you are all finished you will follow this kind of schedule for the 14 days before your MCAT

Day 1: Practice AAMC real MCAT online
Day 2: High intensity problems
Day 3: Online recommend (green) links
Day 4: Review problems or start at Day 1 again if not burnt out.

One thing I did very wrong was do a practice MCAT every other day about 3 weeks before my test. I got super burnt out and had to take a whole week off MCATs and just do flash cards and problems. However do NOT slack off and write the MCAT piece meal. MY friend ended up getting roughly the same on sections of the test when just doing her BioSci and my BioSci, but on test day she lost stamina and seriously bombed with a mid 20s score. Write complete MCATs. Take your 10 minute breaks and follow the official MCAT exam schedule religiously. Do not go overtime in any section.

One thing that was covered in this great book I read recently Moonwalking with Einstein was that by reducing your time, you can innately find strategies that will improve your time over all. If you go over time in your Physical Sciences do a couple practice tests with only 30 or 35 minutes. I usually had 5 to 10 minutes to spare; on test day I had about... 10 seconds to spare and had to guess on the last question so make sure you have time to spare!

Good Luck!

Thursday, June 2, 2011

Financing med school - a xlsx worksheet

Doctors can have HUGE debt loads that should peak near the end of residency if the doctor is putting part of his residence salary toward debt. Knowing exactly how much debt a doctor will have is complex and the most challenging feature facing me is predicting what the line-of-credit interest rate will be over a ten year period.

As this is my first post and you readers don't know me to well yet, I didn't get into a Canadian program this year. What is a guy to do? Some people have told me they know-a-guy-who-knows-a-guy that took 6 years to get in. Wowza! Since I am turning 26 in a month I don't want to delay my med school over another 5 applications possibly. That being the case I started to plan for different contingencies, the most relevant to this post was a complex excel sheet that covered all my costs for attending a IMG (International medical graduate) program in Grenada (see my link for SGU - St. George's University)

One thing that will shock a Canadian applicant is the tuition. Most Canadian programs charge under $20,000 a YEAR, an international programs cost around $25,000 a semester.

Melbourne MD program costs about $55,000 a year for four years.
SGU, MD program costs about $23,000 a semester for 5 semesters, and $21,000 for 5 clinical terms.

SGU seems similar to a lot of american schools so as a baseline I used SGU to estimate costs on a TD line-of-credit. It has served me well and turned my stomach a few times but this is the lifetime costs of a Canadian going to SGU.

Salient features to note include a 2010 salary level that hardly grows, and all costs are subject to inflation, interest rates show strong uprising. This strong uprising mimics recent news concerning Canada's ability to aquire capital through a very dangerous year for investors 2014 -- this is going to affect our LOC balance folks! (http://www.google.com/hostednews/canadianpress/article/ALeqM5jhw0e9jh6fCdIr4nzR5TWXYE9k-A?docId=6967506


Concerning two year residency, this doctor reaches positive balance in the same year as the Anesthesiologist above!

Cloud Links to the VIEWABLE (not editable) google.docs version is here-> https://spreadsheets.google.com/spreadsheet/ccc?key=0Ajqat5CxIWBudFF6cmZKZjNKbjRqQVM2c3RLeFF0RGc&hl=en_US
(edit: this link now works -- thanks!)

The Original to download is here ->

The Canadian Medical Association recently advertised their financial planning tool for young physicians and surgeons to not fall into a bankrupcy pit (See this 2005 article on doctors becoming bankrupt http://www.ama-assn.org/amednews/2005/04/11/bica0411.htm), and rather are able to live within their means and not a buy a Fararri in their first year of residence. Here is the link to the tool:
http://www.md.cma.ca/tools/debt-projection/

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